Address
123 Moonraker Circle, Panama City Beach, FL
Price
$ 524,900
Property Attributes
- MLS#782046
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodMoonraker
- Zip32407
- Style
- Year Built2019
- Taxes$ 4519
- Price$ 524,900
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2191
- Lot Size0.18 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
LOCATION, LOCATION, LOCATION -- CLOSE TO BEACH WITH A UNIQUE IN-LAW/GUEST SUITE! Welcome to Moonraker Circle, where coastal living meets flexibility, privacy, and convenience. Located just .5 of a mile from M.B. Miller County Pier and the beautiful beaches of Panama City Beach, this distinctive 4-bedroom, 3-bath home has 2,191 heated/cooled sq. ft. and 2,862 sq. ft. under roof, with a layout that provides exceptional versatility. One of the home's standout features is the in-law/guest suite under the same roof as the main home, complete with its own private exterior entrance and an interior connecting door. The suite includes a bedroom, full bathroom with a large walk-in shower, laundry closet designed for a stackable washer/dryer, full kitchen with dining area, and living room. It's an ideal space for extended family, guests, or anyone wanting additional privacy and flexibility. The main home features a 3-bedroom, 2-bath split-bedroom floor plan with an open-concept living, dining, and kitchen area. The spacious primary bedroom measures approximately 14' x 16' and includes a large walk-in closet and ensuite bathroom with double vanity, garden tub, separate shower, and private toilet room. The two additional bedrooms each feature walk-in closets and share a full bathroom. Step outside to the screened back porch overlooking the neighborhood pond, complete with a relaxing fountain. Enjoy your morning coffee while taking in the peaceful water view or unwind in the evening with a glass of wine. The fenced yard provides added privacy and is convenient for pets. Additional highlights include: • Two-car garage plus additional parking area for a third vehicle • Shaw luxury vinyl plank flooring throughout the main living areas and guest suite • Two main-home bedrooms re-carpeted in January 2025 • New HVAC unit on main house August 2026 • Exterior repainted December 2024 • Additional interior rooms painted fall 2025 • Crown molding in main living areas • 3'' plantation shutters throughout the main home • Separate laundry room with cabinets and full-size washer/dryer space • Keyless front-door entry • Wyze doorbell camera and PTZ driveway/road camera • Low-voltage lighting along the rear and side yards • Fenced yard with privacy and pet-friendly functionality The $400 quarterly HOA fee provides maintenance of the community pool and bathrooms, covered cookout area and grill, dog park, doggie stations, and approximately 4.3 acres of maintained common-area grounds. Moonraker Circle is a pet-friendly community. And the location is hard to beat -- close to the beach, restaurants, gyms, major grocery stores, home improvement centers, Shipwreck Island, and countless Panama City Beach attractions. If you're looking for a home that provides beach proximity, peaceful water views, flexible living space, and a truly versatile guest/in-law suite, this one deserves a closer look. Some photos have been virtually rendered.
| Elementary School | Middle School | High School |
|---|---|---|
| Hutchison Beach Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 11/24/2025 | Listed $549,000 |
| 12/5/2025 | 2$539,999 |
| 1/17/2026 | 1$535,999 |
| 2/4/2026 | 1$532,999 |
| 3/6/2026 | 1$529,999 |
| 3/27/2026 | 1$524,900 |
General Features
| Utilities | None |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Moonraker |
| Status | Active |
| Buyer Financing | Other |
| Directions | Head west on Back Beach Road. Turn left on Alf Coleman. Turn left onto Moonraker Circle. At the stop sign turn left. House will be on the right. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 7841 |
| Elementary School | Hutchison Beach |
| Tax Annual Amount | 4519.1 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0320 - Beach - Middle Central |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Association Amenities | Barbecue |
| Occupancy Type | Occupied |
| Waterfront Features | Other |
| Year Built | 2019 |
| Association Fee Includes | Association Management,Legal/Accounting,Maintenance Grounds,Pool(s) |
| Heating | Central |
| Patio/Porch Features | Balcony,Patio,Porch,Screened |
| Construction Materials | HardiPlank Type |
| Garage Y/N | true |
| Total Rooms | 11 |
| Full Baths | 3 |
| Garage Spaces | 2 |
| Architectural Style | Contemporary |
| Stories Count | 1 |
| Levels | One |
| HOA Fee | 1600 |
| Assoc Fee Paid Per | Annually |
| New Construction | false |
| Senior Community Y/N | false |
| Roof | Composition,Shingle |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Interior Steps,Main Level Primary |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Owner |
| Total Stories | 1 |
Exterior Features
| Lot Features | Sprinkler System |
|---|---|
| Lot Size Area | 0.18 |
| Lot Dimensions | .18 |
| Lot Size Acres | 0.18 |
| Building Area Total | 2191 |
| Waterfront Y/N | true |
| Exterior Amenities | Patio,Porch,Rain Gutters |
| Fencing | Full,Fenced |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32407
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
