Address
8610 Surf Drive 307, Panama City, FL
Price
$ 445,000
Property Attributes
- MLS#784487
- TypeCondos
- Listing Status Active
- CountyBay
- CityPanama City
- Area03 - Bay County - Beach
- NeighborhoodWhispering Seas
- Zip32408
- Style
- Year Built1987
- Taxes$ 3320
- Price$ 445,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1000
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Gulf Front Unit situated on the 3rd floor. Unit #307 has been completely remodeled and updated. Unit features approximately 1,000+-SF with two bedrooms, two baths, large living room, kitchen (newly renovated), and stacked washer and dryer. Sit on your private balcony and enjoy the views to the Gulf of Mexico over the sandy beach and pristine sand dunes. Complex is well maintained and well managed.. Great primary home, second home or beach vacation rental. Whispering seas is a low density walk up complex (no elevators) with only three floors; 30 units and approximately 190 feet along the Gulf of Mexico. Pool is located gulf side with grilling stations, gazebo and picnic areas. Both the milestone report and structural integrity reserve study have been completed with no pending special assessments. Don't let this fully furnished and fully renovated unit pass.
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 2/1/2026 | Listed $449,000 |
| 6/21/2026 | 1$445,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available |
| Property Subtype | Condominium |
| Tax Year | 2025 |
| Community Features | Barbecue,Beach,Park,Pool,Waterfront,Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Whispering Seas |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | West on Thomas Drive and left on Surf Drive. (Joan Avenue turns into Surf Drive.) Whispering Seas will be on your right it is a three story building. |
| High School | Arnold |
| City | Panama City |
| Zoning Description | Resort |
| MLS Area | 03 - Bay County - Beach |
| Elementary School | Breakfast Point |
| Land Lease Y/N | false |
| Tax Annual Amount | 3320 |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 0323 - Beach - South of Grand Lagoon |
| Standard Status | Active |
| Property Sub Type Additional | Condominium |
| Association Amenities | Beach Rights,Barbecue,Picnic Area |
| Other Structures | Gazebo |
| Occupancy Type | Tenant |
| Waterfront Features | Gulf,Shoreline - Sand,Shoreline - Natural |
| Year Built | 1987 |
| Association Fee Includes | Association Management,Cable TV,Legal/Accounting,Maintenance Grounds,Maintenance Structure,Pool(s),Sewer,Trash,Water |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Washer/Dryer Stacked,Electric Range,Electric Water Heater |
| Patio/Porch Features | Balcony |
| Construction Materials | Stucco,Vinyl Siding,Wood Frame |
| View | Gulf,Other,Water |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 3 |
| Full Baths | 2 |
| Architectural Style | Low Rise |
| Stories Count | 3 |
| Levels | Three Or More |
| HOA Fee | 3433 |
| Assoc Fee Paid Per | Quarterly |
| Pool Features | Gunite,In Ground,Community,Private |
| Security Features | Fire Alarm,Smoke Detector(s) |
| Unit Number | 307 |
| Building Features | Dumpster |
| New Construction | false |
| Senior Community Y/N | false |
| Number Of Units Total | 30 |
| Roof | Membrane,Metal |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Balcony,See Remarks,Tub Shower |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 2 |
| LivingAreaSource | Appraiser |
| Total Stories | 3 |
| Laundry Features | Stacked |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Dimensions | 0 X 0 |
| Parking Features | Paved,Parking Lot |
| Building Area Total | 1000 |
| Waterfront Y/N | true |
| Private Pool | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Condos Average in 32408
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
