Address
125 Smugglers Cove Court, Panama City Beach, FL
Price
$ 950,000
Property Attributes
- MLS#784633
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodLakes At Summer Breeze
- Zip32413
- Style
- Year Built2005
- Taxes$ 6974
- Price$ 950,000
- Bedrooms5
- Full Bathrooms4
- Half Bathrooms0
- Sqr Footage3329
- Lot Size0.2 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. The carriage house adds serious value a 2 car garage plus a 441 SF studio apartment with full kitchen, full bath, and tankless water heater ideal for guests or multigenerational living. Outside, enjoy paver patios, an outdoor shower, and daily wildlife sightings such as turtles, ducks, osprey, and even eagles. Bonus perk? Solar panels will be paid off at closing, keeping monthly electric bills refreshingly low. This is PCB luxury living done right.
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 2/4/2026 | Listed $1,300,000 |
| 2/27/2026 | 15$1,100,000 |
| 5/11/2026 | 10$995,000 |
| 7/28/2026 | 1$989,000 |
| 9/12/2026 | 4$950,000 |
General Features
| Utilities | Electricity Available,Sewer Available |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Waterfront |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Lakes At Summer Breeze |
| Status | Active |
| Directions | From Hwy 79 go West on Front Beach Rd about ⅓ mile Turn right on Caribbean Way across from Seachase Condos. Then turn left on Smuggler's Cove Ct. The house is the last house on the left on the lake at the end of the cul-de-sac. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 8712 |
| Elementary School | West Bay |
| Tax Annual Amount | 6974 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0324 - Beach - West Central |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Other Structures | Second Garage,Guest House |
| Occupancy Type | Vacant |
| Waterfront Features | Lake,Lake Front,Shoreline - Natural,Seawall |
| Year Built | 2005 |
| Association Fee Includes | Association Management |
| Heating | Central,Electric,Fireplace(s) |
| Cooling | Central Air,Ceiling Fan(s),Ductless |
| Appliances | Gas Oven,Gas Range |
| Patio/Porch Features | Balcony,Patio,Covered,Porch |
| Construction Materials | Stucco |
| View | Lake,Water |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 15 |
| Full Baths | 4 |
| Garage Spaces | 3 |
| Architectural Style | Mediterranean |
| Stories Count | 2 |
| Levels | Two |
| HOA Fee | 400 |
| Assoc Fee Paid Per | Annually |
| Security Features | Carbon Monoxide Detector(s),Security System,Smoke Detector(s) |
| New Construction | false |
| Energy Efficient | Solar Panel(s) |
| Roof | Metal |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Balcony,Sitting Area in Primary,Soaking Tub,Separate Shower,Upper Level Primary,Walk-In Closet(s) |
| Furnished Units | Partially |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Total Bedrooms | 5 |
| LivingAreaSource | Appraiser |
| Window Features | Double Pane Windows |
| Total Stories | 2 |
| Fireplace Features | Gas |
Exterior Features
| Lot Features | Cul-De-Sac,Sprinkler System,Paved |
|---|---|
| Lot Size Area | 0.2 |
| Lot Dimensions | 40x166x66x148 |
| Lot Size Acres | 0.2 |
| Parking Features | Garage,Garage Door Opener,Paved |
| Building Area Total | 3329 |
| Waterfront Y/N | true |
| Exterior Amenities | Patio,Outdoor Shower |
| Fencing | Fenced |
| Covered Spaces | 1 |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
