Property Attributes
- MLS#787549
- TypeCondos
- Listing Status Active
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodBay Club Condo Ph 2
- Zip32401
- Style
- Year Built1982
- Taxes$ 2166
- Price$ 222,500
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage860
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Seller offers $5,000 in FLEX $$$! WATERFRONT LIVING IN ST. ANDREWS | BAY CLUB CONDO. Now comes with 1 year lease! Steady income of $1650 for unfurnished unit! Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for unwinding after a long day or hosting friends and family. Whether you're enjoying your morning coffee or relaxing in the evening, you'll love being just steps from the water. Bay Club is known for its peaceful setting, shaded by mature oak trees and surrounded by coastal charm. Residents enjoy a bayfront community with a pool and outdoor areas ideal for soaking up the Florida sunshine, fishing, or simply taking in those incredible sunset views. Located in the heart of St. Andrews, you're only minutes from downtown Panama City, local restaurants, shops, and waterfront parks. It's a great spot whether you're looking for a full-time home or a weekend getaway. If you've been searching for an affordable waterfront condo in Panama City with charm, location, and lifestyle, this is one you don't want to miss. Schedule your showing today!
| Elementary School | Middle School | High School |
|---|---|---|
| Cherry Street Elementary School | Jinks Middle School | Bay High School |
| Price History | |
|---|---|
| 3/28/2026 | Listed $239,000 |
| 5/8/2026 | 1$237,000 |
| 5/22/2026 | 5$225,000 |
| 8/10/2026 | 1$222,500 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Electricity Available |
| Property Subtype | Condominium |
| Tax Year | 2025 |
| Community Features | Beach,Dock,Elevator,Pool,Waterfront,Community Pool |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Bay Club Condo Ph 2 |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | From US-98 (15th St) turn south onto Cherry St and continue for approximately 1 mile. The property will be on your right at 316 Cherry St. |
| High School | Bay |
| City | Panama City |
| MLS Area | 02 - Bay County - Central |
| Elementary School | Cherry Street |
| Tax Annual Amount | 2166 |
| Middle/Junior High School | Jinks |
| MLS Area Minor | 0203 - Bay - Central SW |
| Standard Status | Active |
| Property Sub Type Additional | Condominium |
| Association Amenities | Beach Rights |
| Occupancy Type | Vacant |
| Waterfront Features | Bayfront,Shoreline - Sand |
| Year Built | 1982 |
| Association Fee Includes | Association Management,Legal/Accounting,Maintenance Grounds,Maintenance Structure,Pest Control,Pool(s),Sewer,Trash,Water |
| Heating | Central,Electric |
| Cooling | Central Air |
| Appliances | Washer/Dryer Stacked,Electric Oven,Electric Range,Electric Water Heater |
| Patio/Porch Features | Balcony |
| View | Bay |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 2 |
| Full Baths | 2 |
| Architectural Style | Low Rise |
| HOA Fee | 529 |
| Assoc Fee Paid Per | Monthly |
| Pool Features | Fenced,Gunite,In Ground,Community |
| Unit Number | 33 |
| Building Features | Dumpster |
| New Construction | false |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Main Level Primary,Tub Shower,Walk-In Closet(s) |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 2 |
| LivingAreaSource | Appraiser |
| Laundry Features | Stacked |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Dimensions | 0x0 |
| Road Frontage Type | City Street |
| Parking Features | Additional Parking |
| Building Area Total | 860 |
| Waterfront Y/N | true |
| Exterior Amenities | Dock |
| Road Responsibility | Public Maintained Road |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating