Address

140 Paradise Found Circle 25, Panama City Beach, FL

Listing Type

Active

Price

$ 574,900

Property Attributes

MLS#788406
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City Beach
Area03 - Bay County - Beach
NeighborhoodMargaritaville Cottages
Zip32413
Style
Year Built2024
Taxes$ 5104
Price$ 574,900
Bedrooms1
Full Bathrooms2
Half Bathrooms0
Sqr Footage816

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

Welcome to ''Surf Bungalow 25,'' your private slice of paradise at the premier Margaritaville Beach Cottage Resort on Front Beach Road--one of the most sought-after Gulf-front communities in Panama City Beach. This posh 1-bedroom + mezzanine cottage showcases the highly desirable ''Surf's Up'' floor plan, offering 816 square feet--the largest of the Surf Bungalow layouts. With only 14 of 42 bungalows built in this configuration--this property presents a rare opportunity for both ownership and investment. Thoughtfully designed for comfort and functionality, this home features a main-level primary suite with a king bed and private ensuite bath, along with a spacious mezzanine offering full-over-full built-in bunk beds and its own private bath. The open-concept layout includes a well-appointed kitchen, dining area, and inviting living space, all professionally furnished and completely turnkey. Enjoy outdoor living on the spacious front porch, surrounded by lush tropical landscaping for added privacy. Positioned in one of the most desirable spots in the community, ''Surf Bungalow 25'' is among the closest units to the clubhouse and pool--enhancing both convenience and rental appeal. Resort-style amenities elevate the experience, including nearly 600 feet of private beach access, a zero-entry resort pool, two waterslides, a lazy river, and exclusive access to the resort clubhouse featuring a fitness center, arcade, activity center, conference space, and the popular License to Chill Bar & Restaurant. With strong rental potential and bookings already secured for 2026, ''Surf Bungalow 25'' is a true turnkey investment offering both income potential and an exceptional coastal lifestyle. Don't miss this rare opportunity to own one of the most desirable properties in Panama City Beach.

Elementary School	Middle School	High School
Hutchison Beach Elementary School	Surfside Middle School	Arnold High School

Price History
4/15/2026	Listed $574,900

General Features

Sewer	Public Sewer
Utilities	Cable Connected,Electricity Available,Phone Connected,Phone Available
Property Subtype	Single Family Residence
Tax Year	2025
Community Features	Beach,Clubhouse,Conference/Meeting Room,Elevator,Fitness Center,Game Room,Pool,Shopping,Waterfront,Community Pool,Short Term Rental Allowed
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Margaritaville Cottages
Special Listing Conditions	Listed As-Is
Status	Active
Directions	Heading west on Front Beach Road turn right into the Margaritaville Beach Cottage Resort entrance. Make a right at stop sign onto Banana Wind Way and follow Banana Wind Way past the clubhouse and 140 Paradise Found Circle (Surf Bungalow 25) will be the second home to your right.
High School	Arnold
City	Panama City Beach
Zoning Description	Resid Single Family, Resort
MLS Area	03 - Bay County - Beach
Elementary School	Hutchison Beach
Tax Annual Amount	5104
Middle/Junior High School	Surfside
MLS Area Minor	0320 - Beach - Middle Central
Standard Status	Active
Property Sub Type Additional	Single Family Residence
Association Amenities	Beach Rights,Game Room
Occupancy Type	Tenant
Year Built	2024
Heating	Central,Electric
Cooling	Central Air,Ceiling Fan(s)
Appliances	Electric Cooktop,Ice Maker
Patio/Porch Features	Covered,Patio
Construction Materials	HardiPlank Type
Attached Garage	false
Garage Y/N	false
Total Rooms	4
Full Baths	2
Architectural Style	Bungalow
Pool Features	Community
Security Features	24 Hour Security,Security Guard,Smoke Detector(s),Security Service
Unit Number	25
Building Features	Dumpster
New Construction	false
Roof	Metal

Interior Features

Total Baths	2
Interior Amenities	Interior Steps,Loft
Furnished Units	All Units
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	1
LivingAreaSource	Plans

Exterior Features

Lot Features	Paved
Lot Dimensions	0x0
Mobile Home Dimensions	Feet
Road Frontage Type	Private Road
Parking Features	Additional Parking,Paved,Parking Lot
Building Area Total	816
Waterfront Y/N	false
Foundation Details	Pillar/Post/Pier