Property Attributes
- MLS#792963
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodSweetbay
- Zip32405
- Style
- Year Built2021
- Price$ 550,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage2580
- Lot Size0.12 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Welcome to your dream home in the highly sought-after SweetBay community! Set on a premium pond-front lot with serene water views, this home also offers a rare three-car garage with alley access -- a standout feature in SweetBay. The property sits in Flood Zone X, meaning flood insurance isn't required by lenders. Best of all, this home comes with an assumable VA loan at an incredible 2.25% interest rate -- a rare opportunity for qualified buyers to save significantly on financing. This beautifully designed Captiva floor plan offers 3 bedrooms, 2.5 baths, and a layout that perfectly balances comfort, functionality, and style. Built by respected local builder Samuel Taylor Homes, this residence showcases quality craftsmanship and thoughtful design throughout--including durable 2x6 exterior wall framing for enhanced structural strength, improved insulation, and energy efficiency. The backyard is fully fenced for privacy and security, and a built-in sprinkler system keeps your lawn lush and vibrant with minimal effort and don't forget about the gas fire pit! Inside, the open-concept main living area flows seamlessly into a modern kitchen with stylish finishes and ample workspace--ideal for both everyday living and entertaining. In addition to the primary living space, the home features a versatile bonus area that can easily serve as a second living room, home office, playroom, or flex space to suit your needs. The spacious primary suite provides a private retreat, while two additional bedrooms offer flexibility for family and guests. Perfect for outdoor entertaining, holiday meal prep, grilling overflow, or hosting gatherings year-round. Additional highlights include a three-car garage with alley access, ample guest parking, and access to SweetBay's resort-style amenities, including community pools, parks, walking and biking trails, and bayfront access. The neighborhood is also home to University Academy and is just minutes from Publix Super Market and Starbucks at SweetBay Town Center for everyday convenience. Enjoy pond-front living, flexible spaces, superior construction, and a fully equipped, fenced backyard with sprinkler system--experience the vibrant lifestyle SweetBay has to offer and schedule your private showing today!
| Elementary School | Middle School | High School |
|---|---|---|
| Northside Elementary School | Jinks Middle School | Bay High School |
| Price History | |
|---|---|
| 7/21/2026 | Listed $575,000 |
| 8/20/2026 | 4$550,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Electricity Available |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Barbecue,Basketball Court,Beach,Dock,Fishing,Playground,Park,Pool,Waterfront,Community Pool |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Sweetbay |
| Status | Active |
| Directions | Traveling East on 23rd St, turn left on Hwy 390. Turn Left on Lisenby Rd. Continue on Lisenby to end. Turn right on Kestrel. Welcome Center will be located at the first intersection on the left (Kestrel & Heartleaf Ave East) |
| High School | Bay |
| City | Panama City |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 4792 |
| Elementary School | Northside |
| Middle/Junior High School | Jinks |
| MLS Area Minor | 0204 - Bay - Central NW |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Association Amenities | Beach Rights,Dock,Gazebo,Barbecue,Picnic Area,Boat Slip |
| Occupancy Type | Vacant |
| Year Built | 2021 |
| Association Fee Includes | Association Management,Fishing Rights,Legal/Accounting,Maintenance Grounds,Playground,Pool(s),Tennis Courts |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Gas Cooktop,Gas Range |
| Patio/Porch Features | Covered,Patio,Porch |
| Construction Materials | HardiPlank Type |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 7 |
| Full Baths | 2 |
| Garage Spaces | 3 |
| Architectural Style | Country |
| HOA Fee | 441 |
| Assoc Fee Paid Per | Quarterly |
| Pool Features | In Ground,Community |
| New Construction | false |
| Roof | Shake |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Double Vanity,Upper Level Primary,Walk-In Closet(s),Loft |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
Exterior Features
| Lot Size Area | 0.12 |
|---|---|
| Lot Dimensions | 45.0 ft x 115.0 ft |
| Lot Size Acres | 0.12 |
| Parking Features | Alley Access |
| Building Area Total | 2580 |
| Waterfront Y/N | false |
| Fencing | Full,Fenced,Privacy |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating