Address
14401 Front Beach Road 220, Panama City Beach, FL
Price
$ 162,500
Property Attributes
- MLS#793448
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodFontainebleau Terrace
- Zip32413
- Style
- Year Built1965
- Price$ 162,500
- Bedrooms0
- Full Bathrooms1
- Half Bathrooms0
- Sqr Footage330
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building's land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you'll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.
| Elementary School | Middle School | High School |
|---|---|---|
| Hutchison Beach Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 8/2/2026 | Listed $173,000 |
| 8/18/2026 | 6$162,500 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available |
| Property Subtype | Stock Cooperative |
| Tax Year | 2025 |
| Community Features | Barbecue,Clubhouse,Elevator,Laundry Facilities,Park,Pool,Waterfront,Community Pool,Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Fontainebleau Terrace |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | Approx 2 miles east of Pier Park. On the Gulf right at Front Beach and Nautilus Street. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Multi-Family |
| MLS Area | 03 - Bay County - Beach |
| Elementary School | Hutchison Beach |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0318 - Beach - Central South |
| Standard Status | Active |
| Property Sub Type Additional | Stock Cooperative |
| Association Amenities | Picnic Area |
| Occupancy Type | Tenant |
| Waterfront Features | Gulf,Shoreline - Sand,Shoreline - Natural |
| Year Built | 1965 |
| Association Fee Includes | Cable TV,Electricity,Insurance,Internet,Legal/Accounting,Maintenance Grounds,Pest Control,Pool(s),Sewer,Trash,Water |
| Heating | Wall Furnace |
| Cooling | Ceiling Fan(s),Wall Unit(s) |
| Appliances | Electric Range,Electric Water Heater |
| Construction Materials | Concrete |
| View | Gulf |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 1 |
| Full Baths | 1 |
| HOA Fee | 895 |
| Assoc Fee Paid Per | Monthly |
| Pool Features | Gunite,In Ground,Community |
| Security Features | Smoke Detector(s) |
| Unit Number | 220 |
| Building Features | Dumpster |
| New Construction | false |
| Accessibility | Accessible Central Living Area |
| Roof | Flat |
Interior Features
| Total Baths | 1 |
|---|---|
| Interior Amenities | Smart Thermostat,Tub Shower |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| LivingAreaSource | Appraiser |
Exterior Features
| Lot Features | Paved |
|---|---|
| Parking Features | Additional Parking,Paved,Parking Lot |
| Building Area Total | 330 |
| Waterfront Y/N | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
Price
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
