Address

4962 Prater Road, Panama City, FL

Listing Type

Active

Price

$ 454,000

Property Attributes

MLS#793840
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City
Area05 - Bay County - East
NeighborhoodLiberty
Zip32404
Style
Year Built2025
Taxes$ 1038
Price$ 454,000
Bedrooms4
Full Bathrooms2
Half Bathrooms1
Sqr Footage2301
Lot Size0.18 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

$15,000 SELLER CREDIT! Use for closing costs or rate buy down! BONUS: $50,000 IN ADDITIONAL UPGRADES AND LESS THAN ONE YEAR OLD! INCREDIBLE OPPORTUNITY! This home is truly one of a kind! Welcome to The Victoria, one of Liberty's most popular floor plans, offering 2,301 square feet of spacious open-concept living with 4 bedrooms, 3 bathrooms, a 2-car garage, on a premium lot with a beautiful backyard overlooking the pond. With large, covered front and back porches, Hardie siding, and an open, inviting layout, this home offers an impressive combination of space, style, and functionality. What truly sets this immaculate Victoria apart are all the thoughtful touches, both inside and out. More than $50,000 in additional owner-added upgrades and improvements have been carefully incorporated into the home, from the extensive professional landscaping to the custom interior finishes, expanded outdoor living space, and additional storage. From the moment you arrive, the attention to detail is evident. The large covered front porch has been professionally epoxied, while the custom landscaping and custom decorative concrete edging create a striking curb appeal. Going well beyond the traditional front-yard landscaping, this home features thoughtfully designed landscaping that extends around all four sides and along the rear property, creating a beautifully finished look from every angle. The outdoor plantings include a 21-foot palm, a crepe myrtle tree, a 6-foot red Japanese maple, Little Gem magnolia, 6-foot holly, an extensive variety of bedding plants with landscape fabric providing weed protection beneath the mulch. A 25-foot flagpole adds another distinctive touch to the front of the property. Step inside the home to discover the carefully selected finishes throughout. The kitchen features elegant quartz countertops along with upgraded Samsung appliances, including the microwave, dishwasher, slide-in stove, and decorative refrigerator with changeable-color panels. A custom kitchen backsplash, unique pendant lighting, and high-end dining room chandelier further enhance the open kitchen and dining areas. The spacious family room features a tray ceiling and has been customized with an electric fireplace and bump-out wall, six 55-inch decorative floating shelves, and two 55-inch custom cabinets, creating not only an attractive focal point for the main living area, but also providing additional storage. The refined details continue through the home with upgraded lever-style door handles, custom room-darkening shades in the primary bedroom, faux wood blinds in all three guest rooms, draperies and hardware as hung, and automatic on/off lighting in the pantry, half bath, and primary closet. Additional closet shelving provides even more storage, while the laundry room includes a 60-inch decorative floating shelf. Meticulous care is evident throughout this home, extending even into the two-car garage. The garage floor has been professionally epoxied, an upgraded garage door opener has been installed, and extensive shelving provides additional organization. Attic stairs and added attic flooring create valuable overhead storage space. Continue through the home to one of its standout features - the gorgeous outdoor living area. The covered back porch opens to an impressive 35' x 15' lanai extension finished with heavy duty no-see-um screen and overlooking the pond and the beautifully designed planter areas. Both the original lanai floor and the newly added extension have been professionally epoxied, creating a large, finished outdoor living space perfect for relaxing, entertaining, or simply enjoying the backyard and water view. Whole-house gutters and downspouts as well as two motion sensor coach lights, and large hose reels on each side of the home have also been added, along with a decorative wooden plant hanger post with a night light. A second Ring doorbell has been installed by the back door for additional security and convenienc Liberty features underground utilities, helping reduce exposure to severe-weather damage and potentially providing fewer outages and more reliable service. Residents also enjoy access to two amenity centers featuring two community pools, a club house, children's splash pad, playground, well-equipped fitness center, and basketball and pickle ball courts. Conveniently located approximately 20 minutes from Tyndall Air Force Base. This home won't last long! Schedule your private tour today and see firsthand the incredible attention to detail, upgrades, and outdoor living this home has to offer. Measurements are approximate; please verify if important.

Elementary School	Middle School	High School
Tommy Smith Elementary School	Merritt Brown Middle School	Rutherford High School

Price History
8/11/2026	Listed $459,000
9/7/2026	1$454,000

General Features

Sewer	Public Sewer
Property Subtype	Single Family Residence
Tax Year	2025
Community Features	Barbecue,Clubhouse,Fitness Center,Pool,Community Pool
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Liberty
Special Listing Conditions	Listed As-Is
Status	Active
Directions	Traveling North on Hwy 231 turn right on Star Avenue. Go approximately one mile to Liberty on the left. Turn on Liberty Blvd and follow to Prater Road.
High School	Rutherford
City	Panama City
Zoning Description	Resid Single Family
MLS Area	05 - Bay County - East
Lot Size Units	Acres
Lot Size Square Feet	7841
Elementary School	Tommy Smith
Tax Annual Amount	1038.34
Middle/Junior High School	Merritt Brown
Standard Status	Active
Property Sub Type Additional	Single Family Residence
Association Amenities	Gazebo,Barbecue
Occupancy Type	Occupied
Year Built	2025
Association Fee Includes	Association Management,Clubhouse,Fitness Facility,Legal/Accounting,Playground,Pool(s)
Heating	Central
Cooling	Central Air
Appliances	Electric Oven
Patio/Porch Features	Enclosed,Covered,Patio,Porch,Screened
Construction Materials	HardiPlank Type,Vinyl Siding
Attached Garage	false
Garage Y/N	true
Total Rooms	7
Full Baths	2
Garage Spaces	2
Architectural Style	Craftsman
HOA Fee	79
Assoc Fee Paid Per	Monthly
Pool Features	In Ground,Community
New Construction	false
Roof	Composition,Shingle

Interior Features

Total Baths	3
Interior Amenities	Double Vanity,Main Level Primary,Soaking Tub,Separate Shower
Furnished Units	None
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	4
LivingAreaSource	Appraiser
Half Baths	1

Exterior Features

Lot Features	Sprinkler System
Lot Size Area	0.18
Lot Dimensions	65.0 ft x 125.0 ft
Lot Size Acres	0.18
Road Frontage Type	City Street
Building Area Total	2301
Waterfront Y/N	false
Exterior Amenities	Patio,Porch
Road Responsibility	Public Maintained Road
Foundation Details	Slab