Property Attributes
- MLS#966099
- TypeCondos
- Listing Status Active
- CountyBay
- CityPanama City Beach
- AreaBay County
- NeighborhoodSTERLING REEF
- Zip32413
- StyleN-A
- Year Built2005
- Price$ 429,900
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1076
Data Source:
Emerald Coast MLS (ECAR)
Property Description
GULF FRONT master bedroom, gorgeous views from the living room, dining area and kitchen. Sterling Reef has an ideal location in Panama City Beach, only steps to Shipwreck Island Water Park and within walking distance of the fishing pier! Come see this super cute condo; located on the perfect floor height to take advantage of the gulf views of the Emerald Coast's sandy white beaches and emerald green waters. Sterling Reef features many amenities including a bi-level pool (heated in the winter), fitness center overlooking the pool and beach area, grilling area on the terrace, Owner's Room with flatscreen TV, and convenient covered parking right under your building. Call today to make this your new vacation home or rental investment at the beach!
| Elementary School | Middle School | High School |
|---|---|---|
| Hutchinson Beach Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 5/15/2026 | Listed $445,000 |
| 8/5/2026 | 3$429,900 |
General Features
| Utilities | Electric,Public Water |
|---|---|
| Property Subtype | Condominium |
| Community Features | Short Term Rental - Allowed,BBQ Pit/Grill,Beach,Elevators,Exercise Room,Pets Allowed,Pool,TV Cable,Waterfront |
| County | Bay |
| Property Type | Residential |
| Subdivision Name | STERLING REEF |
| Status | Active |
| Buyer Financing | Conventional |
| Directions | Left of Alf Coleman Rd on Front Beach Rd , next to County Pier |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 27 - Bay County |
| Lot Size Units | Acres |
| Elementary School | Hutchinson Beach |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 2718 - Beach - Central South |
| Standard Status | Active |
| Sewer | Public Sewer |
| View | Gulf |
| Waterfront Features | Gulf |
| Tax Assessed Value | 865 |
| Heating | Central |
| Cooling | Ceiling Fans,Central Air |
| Architectural Style | N/A |
| Year Built | 2005 |
| New Construction | false |
| Total Rooms | 4 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
| Association Fee Includes | Ground Keeping,Master Association,Recreational Faclty,Sewer,Water,Cable TV,Trash |
| Pool Features | Pool - Heated,Pool - In-Ground,Pool Type |
| Unit Number | 1004 |
| HOA | true |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Breakfast Bar,Washer/Dryer Hookup |
| Flooring | Floor Tile |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Furnished Y/N | Furnished - All |
Exterior Features
| Waterfront Y/N | true |
|---|---|
| Exterior Amenities | BBQ Pit/Grill,Shower |
| Building Area Total | 1076 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating